Retirement Planning its about finance and lifestyle

Posted on August 8, 2007
Filed Under Retirement |

Finance is an important aspect of retirement planning. However, many retirement advisors put far too much emphasis on the financial side of early retirement planning and ignore the important healthy lifestyle issues. This may of course be due to a vested interest in some of the products on offer.

Retiring brings with it a significant change in lifestyle and focus. For most, the routine of going to work for 8 hours 5 days a week then having 2 days to relax and socialize has been the beat of their lifestyle clock for many years. Whether you enjoy your work or not, it has been the thing that drives your daily, weekly and annual schedule. For example the time you get up in the morning is driven by your work schedule - if you start work at 9 then you get up with just about enough time to walk the dog, shave and shower, feed yourself and get to work. Quite often, for obvious reasons, it also determines the time you need to go to sleep at night. So for most people, working sets the pulse of your lifestyle. When you retire this disappears in a flash.

So when you retire you not only need to adjust your lifestyle clock but more importantly you need to find a strong routine that will keep that essential rhythm going. Now I am not suggesting that you need to stick to a regimental program but there has to be some underlying routine that you work to.

Financial retirement planning is essential, however you need to plan to adapt your lifestyle to suit retirement.

Learn more about early retirement planning advice and retirement planning tips.

Tags: Retirement

Retirement Planning its about finance and lifestyle

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