Tips For Filling In An Application For Medicare Recipients

Posted on September 30, 2008
Filed Under Retirement |

Are you nearing retirement, but unsure of how to obtain or fill out a Medicare application? You may have your IRA and estate planning in place, but do you know where to go to get Medicare information? Do you know if you’re even eligible for Medicare? To find out how to apply for Medicare and who is eligible, read on.

If You Already Receive Social Security Benefits

If you are 65 or older and are already receiving Social Security benefits, you don’t need to do anything to apply for Medicare. By registering for Social Security, you are automatically enrolled in Medicare (Parts A and B) the very month you turn 65 and without filling out a Medicare application.

Medicare should begin the month you turn 65. For example, if your 65th birthday is on October 15, 2009, your Medicare eligibility will begin on October 01, 2009. Once you apply for your Social Security, your Medicare card will be mailed to you several months before your 65th birthday. If you wish to opt out of Medicare Part B, simply return the card.

When Seeking Social Security and Medicare Together

If you’re coming up on 65 but have yet to apply for Social Security and Medicare, you should do so at least three to four months before your 65th birthday. Applying for Social Security will automatically register you for Medicare. Failure to apply on time could result in your benefits being delayed.

Who is Eligible

Generally, most people are eligible for Medicare - as long as you or your spouse worked for a minimum of 10 years with a Medicare-covered employer (most employment scenarios are eligible), are over the age of 65 and currently a resident in the United States. Those with certain types of long-term illness or a disability may also qualify for Medicare.

The Social Security and Medicare Application Process

You can apply for Medicare and Social Security benefits at the same time and can do it right from the Social Security Administration’s website at socialsecurity.gov. Alternatively, you can call 1-800-772-1213 or visit your local Social Security office.

To be eligible for an online application, you must prove your identity by answering a series of questions. You will also be required to prove your eligibility - you should be at least 61 years and 9 months old, you must be planning to start your Social Security benefits within the next 4 months, you must live in the United States and you must be willing to receive your Social Security benefits through direct deposit.

Applying for Medicare, but not Social Security

If you’re close to 65 and don’t receive Social Security benefits, you can still fill out a Medicare application. To do this, you simply need to call or visit your local Social Security office. Again, you can phone them at 1-800-772-1213 or visit them online at socialsecurity.gov.

Tags: Retirement

Tips For Filling In An Application For Medicare Recipients

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